7 Cheapest Ways to Receive, Send, and Transfer Money from Greece

Top 9 online platforms for international money transfers that offer great value for money. They are easy to use, and provide an instant calculation of fees and the final amount after conversion, before confirmation. These platforms support over 40 currencies across more than 70 countries, including Greece!

To access the complete list of the top nine options, click here.

Although it may not appear directly related to travel, it can be extremely helpful for those who are traveling or have family members living abroad and require financial transfers. (I will elaborate later on how this article can benefit travelers and immigrants).

(Also, if you or someone you know is planning or considering relocating to a new country, check out our page with 10 alternative countries to live in).


Transfer Greece



Here are some scenarios in which you might find the services of the companies mentioned below useful for sending money to other countries:

  • You may be looking to save money on currency exchange for your upcoming international trip (more on this later).
  • You’re enrolled in a study abroad program or studying in Greece and require financial assistance from your family in your home country.
  • Your family members are living or working abroad and need your financial support, so you need to send money to another country.
  • You work in Greece and need to send money to your family in your home country. You need to transfer funds to yourself as you reside in Greece, but your money is located in your home country.
  • Your spouse is employed overseas and needs to send you money. You require sending or receiving funds from international suppliers or customers.
  • You need to make an international payment (be sure to read the end of the article to learn how to avoid scams!).
  • You’re traveling and have depleted your funds, and your family needs to send you money to help you continue your journey. You’ve been robbed while traveling and need your family to send money to assist you.
  • You earn a salary in Greece and want to send money back home for investments. You possess international accounts and require transferring money to your home country.
  • You want to perform online international money transfers without the need to visit a physical bank branch.

It’s important to note that the website options presented below are accessible to individuals residing or holding citizenship in any country worldwide, including Portugal, the United States, Ireland, Argentina, Spain, and more. 

So let’s get started!


receive money from abroad 3



Important note: Official/spot exchange rate vs. retail/tourist exchange rate

In this article, we will discuss the difference between the “official/commercial exchange rate” and the “tourist exchange rate.”

To put it simply, exchanging your money at the commercial exchange rate or the closest rate possible is always more beneficial as it results in fewer losses when converting currencies. The commercial exchange rate is the rate used in the financial market for trading large sums of money, similar to “wholesale” exchange rates.

Most of the companies we recommend below use the official/commercial exchange rate or something very similar, except for a few that don’t, which we will mention.

On the other hand, the tourist exchange rate is the rate offered by airports, banks, and exchange offices when you exchange money. They use this rate because they have additional costs and want to make more money from you during the transaction. This is the least favorable exchange rate.

Therefore, always aim to exchange currencies using the official/commercial exchange rate and NOT the tourist exchange rate. We have specified which rate each company uses in the list below.


How to Send Money Abroad and Save Money While Traveling?

As you may know from our previous article on handling money and exchanging while traveling, using your debit, credit, or prepaid card abroad while traveling results in a 6.38% IOF charge on the value of each transaction. This can amount to a significant sum of money!

The most cost-effective option would be to exchange money in your home country before traveling, buying dollars, euros, or other currencies at commercial rates from banks or exchange offices and using them while abroad. However, carrying a lot of cash while traveling is not recommended, and the quotes used by exchange brokers are tourist quotations and may not be very attractive, resulting in a loss of money.

A more affordable alternative for travelers is to use one of the options below to send money to family and friends in the countries you plan to visit during your trip. Upon arrival, you can retrieve the money in the local currency from the acquaintances who received your money from your home country.

For example, if you’re in Brazil and plan to travel to Australia, where your brother is studying, you can use one of the nine companies listed below to transfer money to your brother’s checking account. He can withdraw the money in dollars and return it to you upon your arrival in Australia. This way, you don’t have to exchange money before leaving Brazil or upon arriving in Australia.

Now, let’s explore the nine best and most cost-effective companies and websites for sending, receiving, and transferring money abroad. But first…


What’re the 3 ways you should NEVER send and receive money abroad?



Numerous individuals worldwide believe that using a bank is a straightforward and cost-effective method for sending or receiving funds internationally. However, this is a misconception!

International transfers through banks are EXPENSIVE! Banks employ SWIFT code (or BIC) and IBAN for incoming and outgoing global wire transfers…and they will take advantage of you!

Usually, they charge a percentage of the total transferred amount, as well as a fee that can sometimes be nearly equal to the transfer itself…and to make matters worse, the exchange rate they offer is dreadful! Therefore, if you transfer money to another country using a bank, it’s likely that you’ll lose a significant amount of unnecessary money.

For instance, if you use a US bank to transfer money to a European bank, fees could quickly accumulate to at least $45 for a single wire transfer (plus a poor exchange rate).

Xe (one of the companies I recommend below) provides a comprehensive comparison of their rates and the rates of major banks for global wire transfers (previously known as HiFX, which was acquired).


international wire transfers


And this table gives you an idea of the fees charged by banks for incoming and outgoing international wire transfers…ouch!



#2) and #3) Western Union or MoneyGram

send money abroad 9 international transfers





These are two of the largest money transfer companies worldwide. Unfortunately, this also implies that many people use them and unwittingly waste their money, simply because they are unaware of better alternatives.

But if so many others use Western Union and MoneyGram, why should you steer clear of them?

Because they…

  • Are exorbitantly costly and charge a significant percentage of the funds you are sending (For example, MoneyGram will charge you nearly 25% of the amount you are transferring – which is $22 for a $100 transfer…an absolute ripoff!)
  • Do not provide online options for sending or receiving money (you must personally visit their branch and so must the recipient) Typically use the retail/tourist exchange rate (also known as the unfavorable rate)


One last time, here are the 3 ways you should NOT do international transfers to Greece:

#1) Banks

#2) Western Union

#3) MoneyGram


international wire transfers 1



Then what are the cheapest and most practical ways to do international money transfers?

I will now provide my top picks based on cost-effectiveness and ease of use, whether through mobile applications or web platforms. However, I highly recommend trying out all the available options to determine which one meets your needs and budget most effectively.


    1. Wise (formerly Transferwise)Wise

Wise (previously known as TransferWise) is a budget-friendly and user-friendly choice for sending money globally. It’s the one I often use and personally recommend.

To utilize Wise, you need to have a bank account in the currency of the beneficiary’s country. The account doesn’t necessarily have to be in your name, making it an ideal option for sending money to family and friends. Simply input the currency and amount you wish to transfer, like BRL to EUR, and the sum you want to send, such as BRL 1,000. Wise will then give you the final amount the receiver will receive in euros, including all fees, taxes, and other charges.

It’s crucial to note that Wise employs Google’s official exchange rate for BRL to EUR conversions, guaranteeing that you receive the best possible rate, regardless of the currencies or transfer direction involved.

To proceed, fill in your details, including the beneficiary’s bank information, even if it’s your overseas account. Wise will then give you a payment slip to pay the transfer amount, with no additional charges for issuing the slip. You can pay the slip at a bank, even if you don’t have an account there, or pay online using internet banking from your home.

In certain situations, depending on the country of origin, you can transfer money to Wise using a domestic transfer, debit card, or credit card (with an additional fee for credit card payments).

The funds will usually reach the beneficiary’s account within 1-3 business days, although this time frame may vary depending on the location.


international transfers 6

 outgoing international wire transfers 4


And notice that the currency exchange rate from Wise is pretty much the same as the official one given by Google!


international transfers 4 international transfers 5


Pros of using Wise for international money transfers:

  • It’s the cheapest way to transfer money I’ve found– their fee is only around 0.35% of the total transfer value
  • They use the official exchange rate (which is much better than the “tourist” exchange rate)
  • It’s super practical – you can do everything online
  • It’s cheaper and easier than sending money internationally using banks
  • There isn’t a minimum transaction amount
  • You can use Wise to transfer money overseas for your Business and pay suppliers or employees
  • You can send money to more than 40 countries plus all the countries that use the Euro (19 in total) *
  • You can receive payments worldwide


By the way, if you want to send money to Spain, Portugal, Ireland, or other countries that use the Euro, the process is the same. All you need is to select Euro when you begin your transfer and then put the info of the bank account in the country receiving the money.


*Countries that use the Euro:

Germany, Austria, Belgium, Cyprus, Slovakia, Slovenia, Spain, Estonia, Finland, France, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, The Netherlands, Portugal, Andorra, Monaco, San Marino, the Vatican, Kosovo, Montenegro.


Cons of using Wise for international money transfers:

  • Until recently, it was not possible to send money if the person did not have a current account in the destination country of the transaction. But now, with Wise’s digital and physical cards, you can make payments directly from your account on the platform, but check availability in your region!

However, if in the country you are in this service is not yet available, an easy way to circumvent this problem is by using the checking account of someone you trust. Here in Sweden, for example, I helped a fellow Brazilian receive money here from his family in Brazil. They transferred the money to my Swedish bank account, I withdrew the money from the ATM and gave it to him.


Personal experience with Wise:

I’ve used Wise to send money from the United States to Brazil (which can be done with a credit card!), from the United States to Sweden, from Australia to Sweden, from Australia to Sweden, and from Sweden to the United States. It’s always worked smoothly for me! So, I’d definitely recommend it.


If you want to see, here’s a video explaining how Wise works:




    2. Xe

Xe is a reputable online platform that facilitates international fund transfers. Like CurrencyFair and Wise, Xe also offers this service.

Additionally, Xe is among the world’s largest websites that allow you to compare exchange rates for any two currencies, including their historical values. This function is particularly useful in determining whether a specific currency is appreciating or depreciating compared to another.

To determine transfer costs, you must first create a free account with them.

It’s worth noting that Xe does not provide money transfer services to certain countries. However, it is an excellent alternative for individuals of other nationalities who wish to send or receive money from various countries around the world.



PROS of using Xe for international money transfers:

  • Xe does not have a minimum or maximum limit for the transfer value.
  • They charge a relatively low fee to send and receive money from abroad (for example: for transfers up to 500 USD a fee of 3 USD is charged)
  • They don’t charge any fees to send or exchange abroad
  • They use a rate close to the official rate
  • It’s super practical – you can do everything online
  • You can send money to more than 26 countries plus all the countries that use the Euro

You can see which currencies they work with on their homepage here.

And you can easily sign up on Xe for free to check how much you’d save on a transfer.


Cons of using Xe to transfer money:

  • They don’t with all currencies
  • You must open an account before getting a quote for the cost of your transfer…..but it’s free to open an account and super fast
  • Sometimes it costs more to transfer with Xe than with Wise or CurrencyFair because their rates aren’t always as good (you’ll have to compare for your individual transaction to see what is best)


My personal experience with Xe: 

Honestly, I’ve never used Xe. But I have a friend who tried using it to send money from the United States to Sweden and she said everything worked just fine and the cost was pretty good. Plus, I use them all the time to check currency exchange rates when I’m traveling overseas. 



   3. WorldRemitworld-remit

WorldRemit’s headquarters are located in Brussels, and it is fully authorized by the National Bank of Belgium. It has a global presence in more than 150 countries, such as the United States, the United Kingdom, India, Brazil, and various European countries, and it enables transactions in over 90 currencies.

Besides facilitating money transfers, WorldRemit also offers mobile top-ups in over 110 locations. They impose minimal service and exchange fees, and the initial international money transfer comes at no cost.


world remit to brasil


Pros of using WorldRemit for international money transfers:

  • Low fees and first free transfer
  • Services available in several countries
  • Cell phone recharge option


Cons of using WorldRemit for international transfers:

  • No website in Portuguese


Personal experience with WorldRemit: WorldRemit really does work at low rates, so it’s worth making a quote through this site and comparing it to others on the list. Also, your first download is completely free!



   4. Remitlyremitly logo

Remitly is a well-known participant in the global money transfer industry. While it started out providing services only in the United States, it has since expanded its footprint to several countries around the world.

A major benefit of utilizing Remitly’s services is its remote remittance capabilities. This permits users to transfer funds to another country and have them physically delivered to the recipient’s preferred destination in the form of cash, courtesy of their delivery service.

Additionally, aside from their delivery service, Remitly provides online transfers to both traditional and digital bank accounts.


A forma mais barata de transferir dinheiro do exterior para o Brasil


Pros of using Remitly for international money transfers:

  • Remittance option delivered in cash to the desired address;
  • Simple and super practical interface;
  • Transfer option for digital accounts.


Cons of using Remitly for international transfers:

  • The site is not available in Portuguese;
  • Compared to other companies on the list, it does not work with a large number of countries.


Personal experience with Remitly:

I’ve never used Remitly, but user feedback is pretty positive. This is really a great option if you need to send money to someone who is not comfortable with technology or if you need cash on hand for a trip, for example.



    5. CurrencyFairinternational transfers 0

CurrencyFair operates in a manner that is comparable to Wise and features an identical money transfer process.

Nonetheless, in contrast to Wise, CurrencyFair has a disadvantage in that it facilitates fewer currencies and does not offer services for specific currencies such as the Brazilian reais.

international transfers 2
send money abroad 0 send money abroad 2


send money abroad


Pros of using CurrencyFair for international money transfers:

  • It’s a super cheap way to send and receive money from other countries – they only charge around 0.35% of the total value, like Wise does
  • They use the official exchange rate (which is much better than the “tourist” rates banks use)
  • It’s super practical – you can do everything online
  • You can send funds to more than 18 countries, including those that use the Euro
  • As with Wise, you can use CurrencyFair for your Business to pay suppliers or employees
  • It’s cheaper and faster than doing international transfers with a bank
  • There isn’t a minimum transaction amount
  • Now they are also working with Indian Rupee (INR)


Cons of transferring money with CurrencyFair:

  • It only works with about half the number of currencies Wise does


Personal experience with CurrencyFair:

I’ve also used CurrencyFair to send money from the United States to Sweden, and it worked just as well as Wise did.

Here’s a quick video on how to sign up for free:



And how to do a transfer with CurrencyFair:




 6. InstaremSeguro Instarem

Instarem is a fintech company that specializes in currency exchange and money transfer services worldwide. Founded in 2014 in Singapore, the company operates in more than 25 countries and leverages cutting-edge technology to offer efficient, affordable, and convenient financial services to its customers.

Instarem has low rates which are well specified for the customer. In addition, they have a rewards system, where you can earn points by transferring money quickly and from anywhere.

In terms of travel insurance, Instarem provides coverage for medical emergencies, trip cancellations, lost baggage and more. Its insurance products are tailored to meet the unique needs of each client and can be easily purchased through the mobile app or the company’s website. Additionally, Instarem partners with top insurance providers to ensure that its customers receive the best possible coverage.


Seguradora Instarem


Seguradora Instarem


Pros of using Instarem for international money transfers:

  • The company is present in more than 25 countries, which allows it to serve a wide variety of customers around the world. In addition, the company’s geographic expansion has been constant and promising.
  • Great Value: Low fees. Great exchange rates. nothing hidden
  • Secure and reliable: Industry-leading technology moving $4 billion annually
  • Rewards: Send money and earn points to enjoy even greater value
  • Save time: skip the lines and send money quickly
  • Anytime, Anywhere: Send money anywhere with our app


Cons of transferring money with Instarem:

  • Transfer Fees and Limitations: Like any financial services company, Instarem charges money transfer fees and sets limits on transactions. This can make the company’s services less accessible to customers with lower purchasing power or who need to send large amounts of money.


Personal experience with Instarem:

Although I have never used Instarem, user feedback is generally very positive. This can be an excellent choice if you need to send someone money!



   7. RiaSeguro Ria

Ria is a major financial services company that offers money transfer solutions to people worldwide. Established in 1987, it is based in the United States and has a significant global footprint.

Ria provides a broad spectrum of services, such as wire transfers, bank deposits, and bill payments. It has a vast international network, with over 436,000 agent locations across more than 160 countries worldwide.

The company aims to provide secure, convenient, and affordable money transfer options to individuals and families who need to send funds to their loved ones anywhere in the world.


Seguradora Ria

Seguros Ria


Pros of using Ria for international money transfers:

  • Ria has a global presence with over 436,000 agent locations worldwide, which makes sending and receiving money more convenient for its customers;
  • Ria offers a wide range of payment options, including wire transfers, bank deposits and bill payments.


Cons of using Ria for international transfers:

  • Ria imposes daily and monthly limits on the amount a customer can transfer, which can be an inconvenience for those who need to send large amounts of money;
  • Ria may charge additional fees, depending on the destination country and the payment method selected by the customer;
  • Ria may require customers to go through an identity verification process, which can be time consuming and inconvenient.


Personal experience with Ria:

Although I don’t have personal experience with Ria, user feedback is often highly positive. This can be an excellent option if you need to send someone money.



Bonus: Online International Money Transfer Companies


   Bonus 1. TransferGoBest ways to transfer money from Europe to Brazil

TransferGo is a well-known financial institution based in Europe that specializes in providing international money transfer services to European residents and visitors looking to transfer funds abroad.

Their services are available in over 60 countries globally, with the exception of Brazil where services are currently only available to customers with European bank accounts. Nevertheless, TransferGo provides customers with a range of transfer options at competitive fees.

Customers have the option of initiating the transfer process directly from their bank account, debit card, or credit card. They provide both speedy transfers that can be completed within 30 minutes and low-cost economical transfers that may take up to three days to finalize.

The transfer process is user-friendly and straightforward, making TransferGo a convenient choice for international money transfers.

When making transfers with TransferGo, you can use this code or coupon: HMSESq


Best ways to transfer money from Europe to Brazil


Pros of using TransferGo for international money transfers:

  • There are no daily limits for transfers on TransferGo
  • They work with fast transfer options (for a fee of £2.99)
  • They allow transfers directly from your bank account, debit card or credit card to foreign accounts
  • They have a simple and practical interface to receive money from abroad


Cons of using TransferGo for international transfers:

  • Each transfer may not exceed the $30,000.00 limit
  • It is not possible to transfer money from the USA, Canada, among other countries to Brazil


Personal experience with TransferGo:

If you are looking for a company to transfer money from Europe to the rest of the world, this is a great option. In my experience, the whole process is done very simply and cheaply.



   Bonus 2. OFX OFX Logo

OFX is a leading global financial institution that specializes in providing international money transfer services to both individuals and businesses. Established in 1988 in Australia, the company has since expanded its operations worldwide, including in Canada, the United States, New Zealand, and the United Kingdom. OFX offers highly competitive exchange rates and low transfer fees, as well as personalized services tailored to meet the specific requirements of each customer.

The company’s primary objective is to provide secure, fast, and cost-effective money transfer services with 24/7 customer support. OFX offers a range of transfer options, including wire transfers, bill payments, and recurring transfers.

OFX is an ideal choice for individuals and businesses that need to transfer significant amounts of money overseas, such as expats, international students, and companies engaged in global commerce. With a proven track record of excellent customer service and satisfaction, OFX is a well-respected and well-known name in the international money transfer industry.


Insurance OFX


Pros of using OFX for international money transfers:

  • Low transfer fees: OFX charges a low transfer fee or even no fees for transfers above a certain amount, depending on the country of origin and destination.
  • Customized Services: OFX offers customized services to meet each customer’s individual needs, including scheduled transfers, wire transfer options and bill payments.
  • Customer support available 24/7: OFX offers 24/7 customer support to ensure you get help whenever you need it.
  • Extensive transfer options: OFX offers a wide range of transfer options, including wire transfers, bill payments and scheduled transfers, allowing you to choose the option that best suits your needs.

Cons of transferring money using OFX:

  • OFX doesn’t support all currencies, so there may be some limitations on which countries or regions you can send money to.
  • Also, while OFX offers competitive exchange rates, it is possible that other companies or services may offer even better rates at certain times.
  • Finally, transfer processing time can take a few business days, which can be inconvenient if you need to send money urgently.

Personal experience with OFX:

Although I haven’t had the opportunity to personally use OFX’s services, user reports are often highly positive. Based on this positive review, OFX can be considered an excellent option for those who need to send someone money.



   Bonus 3. PayPal

Paypal is a widely-used digital payment platform for transactions with different parties. It is commonly used to process payments on eBay.

In addition to its payment services, Paypal also provides international money transfer options. However, one limitation is that a US bank account is required to withdraw funds.

An alternative is to use the funds in your Paypal account to make purchases at online stores that accept Paypal payments, such as eBay. Another option is to transfer your Paypal balance to someone else.


international transfers 1


Pros of using Paypal for international transfers:

  • It’s a very easy and practical way to send/receive money between almost any two people in the world
  • It’s very popular
  • You can use it to send/receive payments from overseas from any person that also has Paypal (since you only need an email to open an account)
  • It’s super practical – you can do everything online.
  • Works for people from all over the world (although you can only withdraw the money if you have a U.S. bank account)
  • There’s no minimum transaction


Cons of using Paypal for international transfers:

  • You can’t take money out of your Paypal wallet (if someone sends it to you) unless you have a bank account in the United States (otherwise, you’ll have to leave it in your Paypal account and can only use the money to buy things on websites that accept Paypal, like eBay)
  • They charge a 3% fee on some transfers
  • They don’t use the official exchange rate (they use the retail/tourist rate instead), so you’ll lose some money when you exchange from one currency to the other


Personal experience with Paypal:

I use Paypal directly to buy things on eBay and to receive payments from a few companies that only pay with Paypal. But I don’t use it for international transfers because I think the exchange rate is bad and the options above are better, so it’s up to you.




How to do international transfers using digital currency

Bitcoin and other cryptocurrencies are a recent addition to the global financial market, but they are gaining popularity quickly.

A major benefit of using digital currencies is their ability to enable inexpensive international money transfers compared to conventional methods. Additionally, transactions can be completed in a matter of minutes, regardless of the recipient’s location.


  • Coinbase (for getting digital currencies like Bitcoin, Ethereum, and Litecoin)receive money from abroad 1

I suggest using Coinbase as a dependable platform for sending money overseas through cryptocurrencies like Bitcoin. Coinbase is recognized as the world’s largest cryptocurrency exchange and has earned the trust of many.

To begin, create a free Coinbase account and provide your personal details. Then, transfer funds from your bank account to your digital wallet and purchase the cryptocurrency you prefer. Coinbase offers popular cryptocurrencies such as Bitcoin, Ethereum, and Litecoin.

After obtaining the cryptocurrency, you can send it to anyone worldwide who has a digital wallet. Simply enter their wallet address and transfer the coins through your digital wallet.

When the receiver receives the cryptocurrency, they can convert it into their local currency (such as Brazilian reais, Euros, or Dollars) and transfer it to their bank account using the Coinbase platform.

The platform is user-friendly and the process is straightforward. Additionally, if you’re interested in investing in cryptocurrencies, Coinbase is an excellent option due to its size and reputation.


international transfers 3



How to invest in Bitcoins or other digital currencies

Opting to retain digital currencies after purchasing them gives you the opportunity to wait for their value to rise, and potentially sell them in the future. Nonetheless, it is vital to bear in mind that there is no assurance that the currency will appreciate in value, and it is possible that it could even decline in value.

So be careful with investing in digital currencies! Don’t use money that you’ll need in short or midterm!


Pros of using cryptocurrency for international transfers through Coinbase:

  • It’s a cheap way to send money between almost any two countries in the world
  • It’s getting more and more popular
  • You can use your bank account, debit card, or credit card to do the deposit into your digital wallet in Coinbase
  • You can use it to receive payments from overseas from any person that has their own digital wallet (your digital wallet can be through Coinbase or any other platform that works with cryptocurrency)
  • It’s very easy – you can do everything online
  • There’s no minimum transaction


Cons of using cryptocurrency for international transfers through Coinbase:

  • The value of the digital currencies still varies a lot (AKA: it’s highly volatile), so it’s possible that the amount you send may already be worth more or less by the time it arrives at the destination
  • You have a pay a fee of a small percentage of the total value you deposit in Coinbase. If you use a credit card, this fee can be up to 3%
  • It can take a few days for the purchase of Bitcoin to be finalized. With Ethereum and Litecoin, the buy and sell confirmation is faster
  • It’s a new market and many people still don’t know how it works


Personal experience with Coinbase:

On a previous occasion, I opted to use digital currencies to pay for an online purchase, as it was more cost-effective compared to using credit cards. I chose to utilize Coinbase to purchase a small amount of Bitcoins and transferred them to the online store. The process was straightforward and the transaction went smoothly.


Summing up…

The 7 cheapest ways to receive, send, and transfer money abroad:

  1. Wise
  2. Xe
  3. World Remit
  4. Remitly
  5. Currency Fair
  6. Instarem
  7. Ria
  8. TransferGo
  9. OFX
  10. Paypal
  11. Coinbase


In Brief….  

Just like with any significant financial decision, it’s critical to conduct thorough research and compare options before sending or receiving money internationally. Comparing exchange rates, transfer fees, and other relevant factors can significantly impact the amount of money you send or receive.

To simplify the process, you can select a specific amount, such as $500 USD, and test each of the options mentioned above to determine which one offers the most value in terms of the amount received. While this may require additional time, it can ultimately assist you in saving money and obtaining the best possible deal.


Protect yourself against fraud and common scams with international money transfers!!

Use only the companies listed above to transfer money to trusted individuals or reputable companies with positive feedback. Do not transfer money to anyone you don’t know personally. Additionally, be cautious if a family member or friend sends you an urgent message requesting money but you are unable to contact them through phone, Skype, WhatsApp, or other reliable means.


By paying attention to strange signs like the ones below, you can tell if you’re being the victim of a scam or not….and then avoid it if you are. Think very carefully before making a transfer. If you’re not sure, don’t take the risk!

Don’t send/transfer money to people or companies:

  • If you or your family/close friends don’t know them personally
  • For a deposit to buy a property or a rent payment. Take note of this one because it is one of the most common scams for people that live abroad!  ONLY send them if you are personally in the city where you are renting and you have personally visited the property & met with the agent/landlord of the place that’s to be rented or purchased. Seriously, this scam is a lot more common than you think….and a lot of people who move abroad get screwed by it!
  • To buy something online. You shouldn’t have to use an international transfer for this, better to use a credit card or Paypal (which have payment protections)
  • From a place claiming to protect you from a virus that doesn’t accept credit cards (since all trusted antivirus companies should)
  • For an emergency situation that hasn’t been confirmed by a friend or family member
  • To “redeem” lottery winnings or prizes….another super common scam!
  • To make charitable donations. Ask for another way to contribute…be wary of any charity asking for international money transfers
  • To start working as a mystery shopper. You should never have to pay for this, it’s free!
  •   To get a job….this is always a scam! Don’t pay a company to start working with them!
  • For a credit card fee or loan. These fees are ALWAYS paid via your credit card and not through international money transfers

Use only the companies listed above to transfer money to trusted individuals or reputable companies with positive feedback. Do not transfer money to anyone you don’t know personally. Additionally, be cautious if a family member or friend sends you an urgent message requesting money but you are unable to contact them through phone, Skype, WhatsApp, or other reliable means.



That completes my tutorial on how to perform international money transfers in a secure, cost-effective, and hassle-free manner.

If you have any inquiries or issues, please feel free to leave a comment in the designated section below, and I will do my best to address them promptly.


Planning your next trip?


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Already reserved your hotel or hostel? If not, we recommend Booking.com. They have a huge selection of hotels and hostels all over the world. Plus, in most cases, you can cancel your reservation up to a few days before the check-in date without any costs! 


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Still haven’t booked your plane ticket and want to save big? Take a look at Momondo. It’s a flight aggregator that combines several other ticket search websites to make it easier for you to compare prices and make sure you are getting the best deal. 


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And finally, will you need to rent a car during your trip? Then check out Rentalcar.com to search and compare car rental companies from all over the world in a single website. Then, you can find the cheapest price for the best car!




3 Responses

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