Are you a digital nomad who frequently travels to different countries? Looking for international health insurance coverage? Discover the seven best cost-effective international health insurance options that will meet your needs!

We understand that health insurance is an essential need both for our safety and comfort and for entering a foreign country, whether for tourism or residence. Unfortunately, many companies take advantage of this need and raise their prices.

So, to make your search easier, we’ve compiled a list of the best international health insurance plans for digital nomads – those privileged online workers who can work from anywhere in the world. Is this your profile? 

Living in Indonesia as a digital nomad is attractive due to its tropical climate, natural beauty, good technological infrastructure and low cost of living. Furthermore, Indonesia is known for its rich culture and diversity, offering many travel opportunities and unique experiences for digital nomads. Indonesia is also a hospitable and welcoming society for foreigners.

 

The 5 Best Cities for Digital Nomads in Indonesia

1. Ubud, Bali: Ubud is known for its vibrant art scene, stunning natural scenery and a growing community of digital nomads. There are lots of collaborative workspaces, cafes with fast Wi-Fi and a wide range of accommodation options, from luxury resorts to more affordable accommodation.
2. Yogyakarta: Yogyakarta is a lively and culturally rich student city with many museums, art galleries and ancient temples to explore. The city also has a growing community of digital nomads and offers a good internet connection and collaborative workspaces.
3. Jakarta: Jakarta is Indonesia’s largest city and a major financial hub, with many opportunities for professional networking and collaboration. The city also has a wide variety of accommodation options and good cafes and coworking spaces.
4. Seminyak, Bali: Seminyak is a popular area of Bali for digital nomads, with a wide range of accommodation options, collaborative workspaces and a lively nightlife scene. Seminyak Beach is also a great choice for those who like to balance work and play.
5. Canggu, Bali: Canggu is a coastal area on the north coast of Bali known for its surfing beaches, yoga and lots of cafes with fast Wi-Fi and collaborative workspaces. The digital nomad community is vibrant and there are plenty of accommodation options to choose from.

That said, the options of insurance I’ve separated below will help you find the best health insurance policy that fits your needs and your pocket!

 

But first…what is a digital nomad? 

Although the concept of a digital nomad has existed for a few years, it has become even more popular during the COVID-19 pandemic. During this period, many people left their offices for their homes and, as a result, sought a freer routine that was more connected with nature.

Thus, remote workers who decide to work while traveling the world are called digital nomads or digital nomads, in English. These people only use a laptop to do their jobs and get paid for it, so why not travel and work at the same time?

For those who work in creative areas, such as writing, advertising, design or simply those looking to escape a stressful work routine, there is nothing better than working with a view of the sea on a paradisiacal beach.

(I have to admit, from personal experience, that working on the beach isn’t as pleasant or practical as it sounds. But while working on the beach might not be the best idea, being able to see the sea while working or being able to go to the beach easily after work is amazing!)

Many countries have realized the potential of local tourism and to favor the economy, in addition to providing enriching experiences for travelers! As a result, countries like Costa Rica, Bermuda, Barbados, Portugal, Georgia (the country, not the US state!), Estonia, among others, have started offering visas to digital nomads or people who have worked remotely during the pandemic.

Now that you know what a digital nomad is, a lifestyle that is becoming more and more common with the rise of remote work, let’s understand the importance of having health insurance before venturing out into the world – as in Indonesia!

 

 

Why do I need international health insurance as a digital nomad? 

Many travelers plan their trips without giving much importance to health insurance for digital nomads or even forget about it. However, when living in Indonesia, having up-to-date health insurance is critical!

It is important to remember that private medical care abroad can be very expensive, and not all countries have a public healthcare system available to travelers or digital nomads.

You also need to consider the risks of living in a foreign country, where you could be exposed to new situations and dangers, such as food poisoning. Do not neglect your health and avoid taking unnecessary risks.

Here is a quick list of reasons to be concerned about your health insurance BEFORE you travel:

 

   1. International health insurance guarantees safety and more comfort

I know that not all countries require health insurance for expats and digital nomads entering the country. However, as I already explained, you will be moving to a new and probably unknown country, which makes you more vulnerable to health or safety issues.

Even though it’s not required by law, it’s important to take care of your own health and make sure you have medical coverage when you need it. No one wants to move and experience difficulties, right?

 

   2. International health insurance gives you access to better quality medical care

Almost everyone knows that we only really know a service when we see or use it in practice, right? As much as the country you’re moving to offers a public health system, you can’t be sure what your experience will be like when you need medical attention. Especially if you need any specific treatment or procedure.

International health insurance gives you peace of mind that no matter what happens, you will have access to high quality medical care. That way, you don’t have to worry about emergencies abroad (yours or your family’s).

Also, in most countries in the world, the private healthcare system is better than the public one. With an insurance policy, you can easily access the private system in Indonesia (which can be very expensive without insurance!).

 

   3. International health insurance guarantees savings

It is no coincidence that international health insurance is a requirement in most countries. As mentioned at the beginning of this article, the costs of private medical services can be VERY high, even for the simplest of services… especially if you are working remotely in the US, where the healthcare system is mostly private and costs a fortune. !

It is important to be aware that, in countries that do not have this requirement, prices are likely to be exorbitant as well.

In this way, international health insurance is not only a guarantee of access to quality health care, but it can also help you avoid incredibly expensive health costs – which can lead to personal bankruptcy!

 

Why is it important for digital nomads to take out international health insurance and not just travel insurance?

Yes, with a digital nomad visa you are legalized in the country as a kind of “resident”. But, if you intend to spend a long period in the place or even get the residency through a work visa, you must have an international health insurance itself.

 

 

What is important to consider before taking out health insurance for digital nomads?

And finally, we can discuss the best (and most affordable!) international health insurance options.

But, of course, you must be thinking: how will I know which health insurance plan is best for me?

Don’t worry, here is a list of points to consider before making your decision:

 

   1. The type of coverage each plan offers

One of the main factors to consider when choosing your international health insurance is coverage.

To assess whether it’s right for you, you need to keep a few questions in mind:

• What is the scope of the plan? Can I have appointments in other cities or countries if I’m traveling? If I am an expatriate as a digital nomad, will I be able to use the plan in other countries? Would it cover the whole of Indonesia?
• Is this the ideal plan for all my family’s needs?
• Is it possible to customize the plan according to my priorities and/or my family’s needs?
• How many people are covered by the plan? How much for additional members?

   2. The number of hospitals and practices covered by the international health plan

Another important factor to consider before purchasing a plan is the number of hospitals and offices you will have available for use, especially if you are moving to a small town.

The greater the number of options, the easier it will be for you to carry out consultations, tests or emergencies, and you can even choose the hospital closest to your home or one that offers faster service.

The last tip, but not least: There are several international health plans that allow you to use the network’s medical services without paying anything, but there are also others where you pay and only then can you request a refund (we don’t recommend this last case you can avoid it, as it can be difficult to get insurers to pay what they owe).

Thus, the greater the coverage of the plan, the better.

 

   3. What are your specific health needs or pre-existing conditions for you and your family?

Most health insurance offers specific coverage for pre-existing conditions, and it is very important to research and know the type of coverage from the company you are interested in.

But remember that not all insurances have unlimited and free coverage for pre-existing illnesses, specific treatments or even pregnancy.

So if there’s a specific type of treatment or medical care you think you might need, make sure the plan you’re considering includes that.

 

   4. What is the quality of customer support offered by the insurer?

Another aspect to be considered is the level of customer service of the chosen insurer, because in case of insurance claim, this will make all the difference in your experience with the company.

There are some crucial points to take into account when taking out health insurance, such as response times, the number of successful claims filed, and customer ratings (but it’s important to remember that insurers often receive low ratings, so take this into consideration with caution).

If you don’t speak English or the language of the country you’re going to, it’s important to check if the company offers assistance in other languages, including your mother tongue. We know how unforeseen events happen and, in desperate situations, it’s good to have the security of having a quality and efficient support service – and in a language we understand.

Another crucial factor is to check if the company offers 24/7 service (all plans listed below offer this), to avoid unpleasant surprises and stay on hand when you need it most.

 

Who do these international health insurances cover?

These international health insurances listed below provide coverage for citizens living abroad as digital nomads:

• Americans
• Canadians
• Australians
• Chinese
• Germans
• French
• Argentineans
• British people
• Swedes
• New Zealanders
• And for citizens of almost every other country living abroad

For digital nomads residing in the following countries:

• U.S
• Canada
• China
• Germany
• Sweden
• Spain
• Portugal
• France (European Union/Schengen Area as a whole)
• UK
• China (and Hong Kong)
• Australia
• Switzerland
• And for digital nomads living in almost any other country in the world

In summary, no matter where you live or where you want to go, most of these health insurance companies can provide you with good service as they are companies with global coverage.

 

The 7 Best and Cheapest International Health Insurance for Digital Nomads

The moment you’ve been waiting for has arrived: check out the list we’ve prepared for you to find out about the best international health insurance and choose yours!

Tip: I always recommend that you do a quick quote with all the companies listed below. Despite the work, at the end of your search you will be able to save a good amount of money. 

 

    1. Cigna 

Founded in the United States, the company follows the American standard of quality and service efficiency. Its objective is to offer access to quality healthcare anywhere in the world, without a lot of bureaucracy. The company already has more than 180 million employees and has offices in several countries around the world.

When we lived in Sweden, Nikki chose to take out international insurance from Cigna to prove the quality of coverage and medical care, thus fulfilling the requirements for obtaining a residence permit.

Cigna is a good choice if you are looking for a plan that can prove to immigration that you have health insurance coverage, which can help you obtain a visa or residency permit in another country. However, keep in mind that it’s still important to do some research on the plan’s coverage, as you’ll be paying for the service.

We had a good experience with Cigna. It was easy to find the right plan and cancel the policy once Nikki was given her residency and access to the public health system. However, we never filed a complaint with the company, so we can’t speak to the ease of this process.

 

 

Here are some of the positive and negative points about Cigna. 

 

Pros of digital nomad insurance with Cigna:

• They have flexible deductibles (in other words, you can control what you pay in advance) 
• You have flexible payment options (monthly, trimester, or annual) 
• You don’t need to request a reimbursement/file a claim since the company will pay your health provider directly 
• You have 3 types of plans to choose from: Silver, Gold, Platinum 
• The basic plan covers some types of cancer screenings and up to $100 in ophthalmology annually 
• They have 24-hour customer service, 7 days a week 
• They offer medical coverage in the Middle East 
• They have plans that include the transplanting and transportation of organs as well as kidney dialysis treatments 
• The company’s website has information about the financial system, culture, and schooling system of the country you’re going to 
• COVID-19: Cigna covers all potential costs in the treatment of this illness, in compliance with the protocols recommended by the WHO  

 

 

Cons of digital nomad insurance with Cigna: 

• You have to put in a lot of personal info to get a personalized quote 
• If you plan to have a child during your stay abroad, you’ll need to invest in a more expensive policy since the basic plan doesn’t cover maternity help 

 

 

   2. Now Health

Now Health is an additional choice worth mentioning, being one of the main references in the international health insurance market, and with a track record of years of serving customers around the world.

Now Health’s primary objective is to provide a high quality service, with clear and effective communication. Customer service is exceptional, being one of the main features of the company.

Another notable benefit offered by Now Health is its wide selection of plans, with customizable options to meet the different profiles and needs of its customers.

 

 

Pros of digital nomad insurance with Now Health: 

• Provides coverage in over 190 countries and territories
• Flexible plans with many customizable options
• Options for plans with maternity coverage
• 24/7 service focused on agility and efficiency

 

Cons of digital nomad insurance with Now Health: 

• Some exams and services need to go through the company’s reimbursement system
• To use maternity coverage, you must meet the 12-month grace period of the plan

 

 

  3. IMG 

Recognized as one of the best insurance options for digital nomads, IMG is an established company with over 30 years of experience in the market. It is worth mentioning that a great benefit of this company is its global reach in customer service, which makes it one of the most accessible in the market.

Both Nikki and I have purchased plans with IMG before, including “Patriot America Plus” and “Global Medical Insurance”, and have had good experiences. Currently, the company’s website offers a live chat service to answer questions and provide quick responses, which has been highly rated by users.

It is important to highlight that, as in the case of Cigna, we did not have the need to register complaints, so we cannot express an opinion on this aspect of the company’s service.

 

 

Pros of digital nomad insurance with IMG: 

• They have extensive coverage with more than 17,000 doctors and clinics around the world 
• There are 5 different plans for you to choose from 
• If you use your IMG policy with a health provider outside the United States, you can get a 50% reduction on your deductible 
• There are special health insurance plans for overseas missionaries 
• There’s an automatic debit payment option 
• They have an efficient online portal with access to emergency services available 24 hours a day, 7 days a week 
• They have coverage for all nationalities 
• The company considers COVID-19 as any other illness and injury, subject to the terms and conditions of the policy

 

 

Cons of digital nomad insurance with IMG: 

• There’s an age limit with no plans available for adults above 75 (however, if you get an insurance policy when you’re 65+, you can sign up for IMG’s lifetime plan instead) 
• Only the most expensive plan offers maternity care coverage (and it only offers it at a minimum of 10 months after your policy has begun) 

    4. Allianz Care Global Assistance

The last health insurance company on our list today is Allianz, a German insurance provider.

Allianz stands out for its dedicated program designed exclusively for expatriates.

 

 

Pros of digital nomad insurance with Allianz: 

• You don’t need to request a reimbursement/file a claim since the company will pay your health provider directly 
• They have 24-hour customer service, 7 days a week 
• They have a medical phone app that’s available to you 6 months after the start of your contract 
• Beyond your plan, they also have a specific program for expats (including info about the specific country you’re moving to) 
• They have coverage on all 7 continents 

 

 

Cons of digital nomad insurance with Allianz: 

• • You don’t have very many plans to choose from 
  • Although their website has a lot of info about COVID-19, it doesn’t clarify whether or not they offer COVID coverage 

 

   5. Global Underwriters

Global Underwriters is another excellent insurance choice for digital nomads. This company has been in the market for many years, always providing plans with various alternatives for travelers worldwide.

The Diplomat Long Term and Diplomat International plans are highly recommended for digital nomads. In both cases, the coverage is comprehensive and suitable for foreigners residing in other countries.

 

 

Pros of digital nomad insurance with Global Underwriters:

• Coverage of up to $1,000,000 in medical care and accidental or dismemberment deaths
• Plans covering medical evacuations, repatriation of remains and emergency dental treatment
• Provides assistance in cases where there are interruptions during your trip due to health reasons or loss of luggage 

 

 

Cons of digital nomad insurance with Global Underwriters:

• The Diplomat Long Term plan does not have coverage in Cuba, Afghanistan and Iran
• Diplomat International does not provide coverage for covid-19
• The Diplomat Long Term plan does not serve residents of New York, Maryland, South Dakota, Australia and Iran

    6. SafetyWing

SafetyWing is a contemporary company that has been able to adapt to market changes, being one of the best alternatives for digital nomads, and has been gaining prominence in the health insurance segment.

When accessing the site, the difference in relation to other companies is notable, with a modern design and easy navigation, providing insurance options that include medical and travel expenses. The company offers some unique and innovative opportunities, such as 30 days of coverage in your home country for every 90 days abroad.

SafetyWing has an extremely smart website and prioritizes self-service, making it simple to resolve any issues that may arise, quickly and without complications.

 

 

Pros of digital nomad insurance with SafetyWing: 

• As with the other companies, you can personalize your plan based on your coverage needs 
• The website is very functional and gives you a clear idea of how much your plan will cost and how the coverage for each plan works 
• They cover children under 10 for no extra charge 
• You can add extra services to your policy like dental, maternity care, physical therapy, family medicine, deductible expenses, and outpatient services 
• They offer $100 in coverage for repatriation after an evacuation 
• If you’re treated at a public hospital free of charge OR if your treatment is covered by another insurance, SafetyWing will give you a daily allowance of $125 per night for up to 30 nights 
• They offer full value coverage for cancer treatment and reconstructive surgeries 
• They have 24-hour customer service, 7 days a week 
• They offer total COVID-19 coverage when recommended by your doctor 
• Their website has a fun, playful design which is much easier to use than most of its competitors 

 

 

Cons of digital nomad insurance with SafetyWing:  

• The quote you see on the website doesn’t include all the fees (to see the final price, you’ll need to create a login) 
• The plans that cover the United States, Singapore, and Hong Kong are much more expensive than those for the other countries 

    7. GeoBlue

Looking for top-notch insurance coverage with extensive benefits and first-class service? Look no further than GeoBlue!

Dedicated to making life easier for its policyholders, GeoBlue offers personalized service, a range of coverage options, and short- and long-term plans to suit your needs.

What’s more, GeoBlue provides insurance plans for a diverse range of clients, including missionaries, teachers, students, yacht crews, immigrants, and digital nomads. 

 

 

Pros of digital nomad insurance with GeoBlue:  

• They have 24-hour customer service, 7 days a week 
• They have a wide range of options for plans 
• They have plans that cover accidents from extreme sports
• They don’t charge deductible fees for standard services or cancellations, and have unlimited medical service 
• They have plans designed exclusively for digital nomads, immigrants to the U.S., and Americans who live overseas 

 

 

Cons of digital nomad insurance with GeoBlue: 

• They don’t offer coverage for individuals who live in New York or Washington 

 

 

Bonus #1 – Foyer Global Health

Foyer is a prominent name in the health insurance industry and ranks among the biggest insurance providers in Europe.

The company provides a range of insurance plans and is a great option for digital nomads seeking international health insurance coverage.

 

 

Pros of digital nomad insurance with Foyer Health: 

• As with the other companies, you can customize Foyer plans based on your characteristics and medical necessities, such as age, country of origin, dental care, vaccines, maternity, young children, etc. 
• You can also personalize your level of coverage for each of these elements from nothing to the maximum coverage 
• You have the option of selecting an individual plan or a family plan with or without children 
• Unlike many other companies, the process for getting a quote is very simple and you don’t need to give much info 
• They have multiple options for deductibles 
• They have short-term plans for those who don’t plan to spend a long time overseas 
• You can easily compare plan prices and coverage to find the one that’s best for you 
• They offer travel insurance for digital nomads anywhere in Europe (and the world)

 

 

Cons of digital nomad insurance with Foyer Health: 

• As with the other companies, Foyer’s most basic plan doesn’t include maternity or newborn care 
• Their customer service gets the job done, but isn’t as practical as the others on this list 
• The website isn’t very clear about the coverage limits 
• Although they have a lot of info about COVID-19 on their website, they don’t make it clear if their plan covers COVID treatments or not 
• They charge a 5 euro fee for emergency support 
• They don’t have health insurance for digital nomads in the United States (only medical help for emergencies) 

 

 

Bonus #2 – Aetna (acquired by Allianz)

Apart from the excellence of its services and affordable health solutions, Aetna has an extensive track record of over 50 years in the insurance industry. It ranks among the largest health insurance providers in the United States and offers one of the most cost-effective international health insurance plans available to digital nomads.

Moreover, Aetna boasts a reliable customer service team that operates round the clock, seven days a week, ready to assist customers with their concerns.

 

 

Pros of digital nomad insurance with Aetna: 

• They have plans personalized for digital nomads based on your destinations and coverage needs 
• They have 50 years of experience and offices in more than 15 countries 
• They have 24-hour customer service 
• They’ve been named the “Best International Private Health Insurance Provider” and “Health Insurer of the Year” by various magazines   
• Most of their plans include coverage for hospitalization, cancer treatment, repatriation, and emergency evacuation 

Cons of digital nomad insurance with Aetna: 

• Their site doesn’t offer a lot of explanation about what’s actually included in their plans 

 

 

Table comparison of the 7 best international medical insurance companies for digital nomads

To help you make the most of all the information I gave you above, here’s a table comparing all the companies I talked about. With the help of the table, hopefully you can have a better idea of which insurance company is right for you for your move overseas.   

 

	Cigna Global	IMG	Aetna	GeoBlue	SafetyWing	Foyer Global Health	Global Underwriters
BENEFIT	LIMIT	LIMIT	LIMIT	LIMIT	LIMIT	LIMIT	LIMIT
Medical Maximum	Unlimited (for the Platinum plan)	$8,000,000	The site doesn’t specify	Unlimited	US$1,000,000 per year	The site doesn’t specify	Depending on the plan, can be up to $1 million
U.S. In-Network Coinsurance	You choose. From 70%(100% thereafter) to 100%	100%	No	60% for maximum coinsurance and then 100%	Yes, for higher fees	Only in emergencies	Yes
U.S. Out-of-Network Coinsurance	You choose. From 70%(100% thereafter) to 100%	90% to $5,000 (100% thereafter)	Yes, for higher fees	100%	100%	100%	100%
Mental Health Availability	No waiting period	12-month waiting period	Co-payment of $25 per visit, waived deductible	75% up to 40 visits / 60% after that	No	Waiting period of 10 months	Yes
Mental Health Benefit	Inpatient and Outpatient: $5,000 lifetime maximum to paid in full depending on the plan	Inpatient and Outpatient: $50,000 lifetime maximum	Co-payment of $250 after deductible	100% up to 60 days		International and ambulance: limit not specified	Inpatient, outpatient, and therapy: limit not specific
Inpatient Prescription Drugs	$500 to paid in full depending on the plan	Up to $8,000,000	Yes		Complete reimbursement	Yes	Yes
Outpatient Prescription Drugs	None, unless you buy the International Outpatient Option	Up to $8,000,000			Complete reimbursement	Yes	Yes
Evacuation and Repatriation of Remains	Paid in full	Up to $8,000,000	Yes	Up to $25,000	No	Up to 10,000 euros	Yes
Accidental Death & Dismemberment	Depends on the plan	Rider available, limit depends on age.		$50,000			It has limitations depending on the plan
Emergency Dental	Paid in full	Up to $8,000,000	Optional	1,000 per year, $ 200 per tooth	Yes, however you need to pay an extra fee on top of your plan	Depending on the plan, it’s unlimited	It has limitations depending on the plan
Treatment Necessary as Result of Terrorism	Up to the amount of the coverage	Rider available up to $50,000-lifetime maximum			Clause available up to maximum of $50,000 in lifetime payments		N/A
Amateur Sports	Unlimited	Rider available up to $10,000	No	Yes	No	No	N/A
Routine Nursery Care of a Newborn Child of a Covered Pregnancy	$25,000 to $156,000 depending on the plan	$1,000 additional deductible, $50,000 lifetime maximum, $200 wellness benefit for first 12 months	Yes		Depends on the plan	Can be unlimited depending on the plan	Depends on the plan
Children born as a result of fertility treatment (such as IVF or surrogacy)	Only after the baby is 90 days old	Excluded	Depends on the plan		Excluded	No	No
Neonatal Intensive Care Unit	Check website for updated information	$250,000 maximum for first 31 days	No		Up to $250,000 for the first 31 days	No	Depends on the plan (Bloom or Bloom Plus)
Pre-existing condition exclusion period	Conditions that are fully disclosed on the application and have not been excluded or restricted by a rider will be covered as any illness	Conditions that are fully disclosed on the application and have not been excluded or restricted by a rider will be covered as any illness	Conditions that are fully disclosed on the application and have not been excluded or restricted by a rider will be covered as any illness	Conditions that are fully disclosed on the application and have not been excluded or restricted by a rider will be covered as any illness	Conditions that are fully disclosed on the application and have not been excluded or restricted by a rider will be covered as any illness	Conditions that are fully disclosed on the application and have not been excluded or restricted by a rider will be covered as any illness	Conditions that are fully disclosed on the application and have not been excluded or restricted by a rider will be covered as any illness
Pre-existing condition look back period	Any time prior to effective date	Any time prior to plan effective date	Any time prior to plan effective date	Any time prior to plan effective date	Any time prior to plan effective date	Any time prior to plan effective date	Any time prior to plan effective date
Pre-existing annual maximum once covered	Unlimited depending on the plan	Up to $8,000,000	Unlimited depending on the plan	Unlimited depending on the plan	Full reimbursement	Unlimited depending on the plan	Unlimited depending on the plan
Pre-existing lifetime maximum once covered	Unlimited depending on the plan	Up to $8,000,000	Unlimited depending on the plan	Unlimited depending on the plan	Full reimbursement	Unlimited depending on the plan	Unlimited depending on the plan

Worldwide Medical Insurance / Comparison Chart*

Part of the table courtesy of Tokio Marine HCC

*Note: this table is just for informational purposes and subject to change. It was accurate as of the time we wrote it here, but please check each company’s individual website for updated info.

 

In sum… 

Here are the 7 best (and cheapest!) international health insurance companies for digital nomads: 

1. Cigna
2. Now Health
3. IMG
4. Allianz
5. Global Underwriters
6. SafetyWing
7. Geoblue

 

Visas for Digital Nomads in Indonesia

In 2021, the Indonesian government announced the creation of a 5-year, tax-free Digital Nomad Visa for digital nomads with income from abroad. This visa aims to attract more than 3.6 million foreign tourists to enjoy the spiritual retreats and ecotourism activities offered by the country.

Unfortunately, there is still no detailed information on visa fees, income verification requirements, application process or other requirements. However, you can use the following visas as long as you work for someone abroad and earn money abroad, and receive the money in your overseas account.

The visas that are most suitable for digital nomads, in the absence of the specific visa, are:

1. Visa on arrival if you are staying less than 60 days. Valid for 30 days and can be extended for another 30 days.
2. The B211A Visitor Visa is also sometimes referred to as a social visa or cultural visa. It is valid for 60 days and can be extended twice by a further 60 days each, giving you a total of 180 days, without having to leave the country. After these 180 days, you can apply for a B211A ONSHORE Business Visa (while in Indonesia) and also extend it twice. The Arrival Visa and the B211A Visa both now cover the following travel purposes: tourism, government duties, business conversations, purchase of goods, meetings and transit.
3. The Digital Nomad Visa now called the SECOND HOME VISA is scheduled to be available in 2023 but will require USD 140,000 proof of funds. If you cannot provide such amount, please refer to option 1 or 2.

Applying for an Indonesia visa generally includes the following steps:

Check visa requirements: Check with Indonesian immigration authorities what type of visa you need for your travel purpose (eg tourism, business, temporary residence) and what the requirements are for this visa.

Completion of the application form: Complete the visa application form and attach all the necessary documents, such as a valid passport, proof of travel, proof of financial resources, among others.

Paying Visa Fees: Pay applicable visa fees, if required.

Submission of Form and Documents: Submit the visa application form and required documents to an Indonesian embassy or consulate or, in some cases, mail it.

Wait for the decision: After submitting the visa application form, you must wait for the decision of the Indonesian immigration authority. This can take some time, so it’s important to plan ahead.

Please note that visa requirements may vary depending on the applicant’s country of origin and purpose of travel, so it is important to check the latest information with Indonesian immigration authorities before applying for your visa.

In conclusion… 

I hope you found this article useful and informative. By now you should have a better idea of what the best health insurance options are for digital nomads and international travelers.

Don’t forget to always read the terms and conditions carefully before hiring any service and choose the one that best suits your needs.

If you still have questions or need help finding the right health insurance for you, leave your message in the comments below. I will be happy to help you. Thanks for reading and until next time!

 

Planning your next trip?

Then don’t forget travel insurance! You don’t want to get stuck paying a ton of money and ruining your trip if you get sick or have an accident without travel insurance. Our page with The 3 Best and Cheapest Travel Insurance on the Market can help you choose the right plan and will give you some discount coupons for the biggest insurance companies!

 

 Already reserved your hotel or hostel? If not, our article with The 6 Best and Cheapest Websites to Find & Reserve Accommodation can help you out. You’ll also find some promotions and discount codes.

 

 Still haven’t booked your plane ticket and want to save big? Take a look at our page with 16 Tips to Save on Flights where you’ll also find the 4 best websites to buy your plane tickets. 

 

And finally, will you need to rent a car during your trip? Then surely our page with The 5 Best and Cheapest Websites to Compare and Rent Cars Around the World will help you choose the best rental car and find a good deal.